CRA Mortgage Loan Originator

Invest in your future with Ballston Spa National Bank (BSNB)! BSNB is seeking an experienced CRA Mortgage Loan Originator to support the communities we serve! Join a nationally recognized community bank and a capital region Best Place to Work!

A DAY IN THE LIFE

As the CRA Mortgage Loan Originator, you will be responsible for the origination of mortgage, home equity, and related loan products, as well as cross-selling other Bank products and services. You will focus on the origination of Community Reinvestment Act qualifying mortgage loans, through establishing and supporting relationships with realtors, housing authorities, and other community based organizations and agencies

ESSENTIAL DUTIES

• Solicit first mortgages through contact with realtors, housing authorities, and developers, with a focus on homebuyer with low to moderate income. Focus on development of CRA prospects & referrals in BSNB's market.
• Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their home ownership goals.
• Work to achieve satisfactory CRA rating in regard to mortgage lending.
• Plan, organize and speak at first time home buyers seminars.
• Attend realtor, builder, and community functions as needed to establish and grow relationships.
• Cross-sell other Bank products and services to customers.

QUALIFICATIONS

Prior experience in residential housing field, including prior CRA experience and regulatory knowledge required. Knowledge of conventional and FHA loan programs a plus, as well as secondary market guidelines. Prior experience in a customer service setting involving community networking required. Computer literacy and a strong attention to detail required. To be successful in this position, the person must be a self-starter and highly organized. High school diploma or general education degree (GED); A.S. degree in business or related field, Bachelor's degree preferred

OUR INVESTMENT IN YOU

BSNB offers a generous compensation and benefits package. This includes medical, dental, vision, company-paid life insurance, voluntary insurance, both a 401(k) Plan with a company match and a pension plan, and tuition reimbursement.

We invest in you with a generous paid time off package along with 11 paid holidays. We believe providing a work-life balance is key to your success and investing in your professional development is key to your growth and satisfaction.

ABOUT BALLSTON SPA NATIONAL BANK (BSNB)

We are proud to provide community banking to individuals, families, and businesses located in the greater Capital Region. Thirteen full-service banking offices provide products and services geared towards meeting the needs of the markets we serve. As a community-minded financial institution, we make giving back and volunteer work a priority.

BSNB is an Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, or national origin. BSNB is a VEVRAA employer and has a desire for priority referrals of protected veterans.